Help us serve you better
View products & Offers
Fitr Greeting
DETAILS
Customer Support
Send
Lending Partnerships
Specialized Loans

Partnerships that answer your needs.

Credit Libanais Specialized Loans offer a world of possibilities. Enjoy a wide range of diverse options for almost any type of financial assistance you may need. We collaborate with many institutions to help you get ahead:
Banque du Liban Subsidies
Low-cost government assistance for eligible enterprises in manufacturing, tourism and agriculture.

Arab Trade Finance Program
Financing for inter-Arab transactions like import and export from Arab countries.

Inter Arab Investment Guarantee Corporation
Insurance coverage for loans provided by an Arab bank that also guarantees credit facilities.


The Islamic Corporation for the Insurance & Export Credit
Insurance coverage for loans provided by an Arab bank for a new Arab investment project in a different Islamic country. Also guarantees credit facilities.

European Investment Bank
Long term loans for Lebanese hotels and industrial projects.

Saudi Fund Export Development (SFED)
Payment for Credit Libanais clients' imports from Saudi Arabia.
Credit Libanais offers low-cost government assistance schemes (through Banque du Liban subsidies) to eligible small, medium and large enterprises that work in industry, tourism and agriculture in Lebanon. We also help local software developers and firms that provide technical expertise. These subsidized loans mainly finance equipment and construction.

Features:

  • Low interest rates as BDL subsidizes the loan by 5% or 7%
  • A maximum of 15% of the capital will be settled in the first 2 years 
  • Repayment period from 5 to 7 years

Requirements:

  • Your Credit Libanais relationship manager will guide you through the specific requirements
  • Recent balance sheet
  • Legal documents
If you import or export from Arab countries, Credit Libanais can provide you with competitive financing. Through our alliance with the Arab Trade Finance Program (ATFP), we can match you with suppliers and help you identify new markets and opportunities. The ATFP was established by the Arab Monetary Fund to finance inter-Arab trade transactions at low interest rates. This enhances traders' competitive edge in the Arab world and promotes Arab trade with non-Arab countries. Many tradable products and commodities are eligible for ATFP financing, including crude oil.

Credit Libanais is also an agent of the Inter-Arab Investment Guarantee Corporation. This means we can offer you insurance coverage for the commercial and non-commercial risks you may encounter while working in trade in the region. Check out the Inter-Arab Investment Guarantee Corporation's website for more information on the benefits and services. Hyperlink the word "website" to the website.

Features:

  • Low and competitive interest rates
  • Repayment period of up to 5 years for machines and equipment; up to 6 months for consumable goods; and up to 18 months for raw materials
  • The program finances goods of Arab and non-Arab origin. Goods are considered Arab if the value increases by at least 40% due to work in an Arab country 
  • Minimum financing of $50,000 


Requirements:

 

  • Your Credit Libanais relationship manager will guide you through the specific requirements
  • Recent balance sheet.
  • Legal documents
Credit Libanais has partnered with the Inter Arab Investment Guarantee Corporation (IAGC), an international regional insurance institution, to protect your best interests. IAGC guarantees insurance coverage for loans provided by an Arab bank or an Arab financial institution for a new Arab investment project in an Arab country other than the investor's country of origin. IAGC also guarantees all credit facilities granted by a Lebanese exporter to a worldwide importer.

Features:

Insurance coverage

  • The loans should have a maturity of more than 3 years
  • The institution covers the risks that emerge from all kinds of trading


Credit facilities

  • Bills are granted up to 85%
  • Bills can be discounted at Credit Libanais without any collateral 


Requirements:

  • An IAIGC application form duly completed and signed
Credit Libanais has joined forces with the Islamic Corporation for the Insurance & Export Credit (ICIEC), an international regional insurance institution, to help your initiative flourish in the Islamic world. ICIEC guarantees insurance coverage for loans provided by an Arab bank or an Arab financial institution for a new Arab investment project in an Islamic country other than the investor's country of origin. ICIEC also guarantees all credit facilities granted by a Lebanese exporter to a worldwide importer.


Features:

Insurance coverage

  • The loans should have a maturity of more than 3 years
  • The institution covers the risks that emerge from all kinds of trading


Credit facilities

  • Bills are granted up to 85% 
  • Bills can be discounted at Credit Libanais without any collateral 

Requirements:

  • An ICIEC application form duly completed and signed
Credit Libanais reaches out with hospitality! The European Investment Bank (EIB) is a European Institution which grants long term loans to Lebanese hotels outside Beirut which have a rating of 4 stars or less and to companies operating in the industry sector.


Hotels

Features:

  • Long-term loan to expand, refurbish or start a new hotel
  • Repayment period of up to 12 years including a grace period of 2 years
  • Low interest rate: up to 3.5 points over LIBOR
  • Subsidy of 5% or 7% by the Central Bank
  • Fixed interest rate over the whole period



Requirements:

  • Your credit Libanais relationship manager will guide you through the specific requirements Recent balance sheet
  • Legal documents
  • Feasibility study
  • EIB application form
  • 50% of the project must be financed by the borrower
  • Loan amount must be minimum 50 thousand Euro or its equivalent in USD
  • Loan amount must be maximum 2.5 million Euro or its equivalent in USD
  • The hotel must be outside Beirut and rated as 4* or below



Industry

EIB grants loans to finance industrial projects so you can renovate your plant and/or purchase new machines.

Features:

 

  • Long-term loan
  • Repayment period of up to 10 years including 2 years grace period
  • Subsidy of 5% or 7% by the Central Bank
  • Interest rate calculated yearly: up to 3.5 points over LIBOR 
 
 
Requirements: 
 
  • Your Credit Libanais relationship manager will guide you through the specific requirements
  • Recent balance sheet
  • Legal documents
  • Feasibility study 
  • EIB application form 
  • 50% of the project must be financed by the borrower
  • Loan amount must be maximum 2 million Euro
  • Loan amount must be minimum 50 thousand Euro

Credit Libanais helps you work with KSA. Saudi Fund Export Development (SFED) is a Saudi organization which provides our clients with payment for their imports from Saudi Arabia.


Features:


  • Payback period from 3 months to 7 years
  • Attractive interest rate


Requirements:


While your Credit Libanais relationship manager will guide you through the specific requirements, you still need:

  • Your 3 latest audited balance sheets
  • Legal documents
  • Authentification of the Saudi nature of the imported goods
Tell a friend
Sign up for updates

Banks list No.53-CRB:10742
Online & Phone Banking service – BDL 1/984 – July 11,2000
PayMobey service - BDL legal department 11/391 - August 14, 2013
Mobile Application service – BDL legal department 11/392 - August 14, 2013
Credit Libanais SAL – All rights reserved